PRIVACY POLICY NOTICE

Our relationship with you is our most important asset. We understand that you have trusted us with your private financial information and we recognize our obligation to keep information about you secure and confidential. You have our commitment that we will maintain that trust.

For your protection, we do not sell or share your personal information, therefore, no action is required of you.

We protect the security and confidentiality of the personal information we collect from you. We carefully manage the information you provide us to give you better service, more convenience, and to offer benefits based on your overall relationship with us.

WHAT INFORMATION WE COLLECT

1. Information we receive from you on applications or other loan information forms;

2. Information about your transactions with us or others; and

3. Information we receive from third parties such as credit bureaus

"Nonpublic personal information" is nonpublic information about you we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and over draft history.

Information Disclosed by Financial Institutions and Parties to Whom Information is Disclosed

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as required by law.

Confidentiality and Security

We restrict access to nonpublic personal information about you to only those bank employees that need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.